Few independent financial advisers (IFAs) in the UK have a pedigree that matches Lowes Financial Management. Originally established in Newcastle in 1971, we have an unrivalled history of giving independent financial advice to a wide range of people throughout the United Kingdom.
Served areas
- Newcastle & North Tyneside
Follow us
Services
Invest Your Money
Report
As Independent Financial Advisers we look across the whole investment space into alternative and traditional investments, to deliver attractive returns for clients, taking the appropriate level of risk. We are proud to say that over 96% of clients rated us as “Good” or “Very Good” on both investment advice and depth of knowledge.
Unlike many other advisory firms, we have a dedicated, in-house Investment management team who work in conjunction with our Technical Department to determine the best investment options available. In order to choose the most appropriate investment solutions for you, we will begin by determining your tolerance to risk, alongside your financial objectives, in order to help us shape a portfolio to suit your individual needs and lifestyle.
Our aim is to provide you with sound independent financial advice to help you understand risk, minimise uncertainty and make informed investment decisions for you, your family and future generations.
Unlike many other advisory firms, we have a dedicated, in-house Investment management team who work in conjunction with our Technical Department to determine the best investment options available. In order to choose the most appropriate investment solutions for you, we will begin by determining your tolerance to risk, alongside your financial objectives, in order to help us shape a portfolio to suit your individual needs and lifestyle.
Our aim is to provide you with sound independent financial advice to help you understand risk, minimise uncertainty and make informed investment decisions for you, your family and future generations.
Plan Your Retirement
Report
We have been successfully managing people’s retirement planning for decades, helping to preserve family wealth for generations. We will analyse your pensions, savings and investments to provide a range of scenarios that allows you to make informed decisions based on a real understanding of your options.
Whether you are unsure as to how you could use the new pension freedoms to your advantage, or are looking to build a retirement fund, or are at retirement age and thinking of accessing your pension or investments to provide an income, we can manage your portfolio on an on-going basis to ensure it remains in line with your financial goals.
Whether you are unsure as to how you could use the new pension freedoms to your advantage, or are looking to build a retirement fund, or are at retirement age and thinking of accessing your pension or investments to provide an income, we can manage your portfolio on an on-going basis to ensure it remains in line with your financial goals.
Protect Your Wealth
Report
Our advice focuses on legitimately mitigating the impact of taxes and long term care, whether this involves taking advantage of exemptions and reliefs, or structuring your affairs and investment portfolio to achieve the right balance of access to your money when you need it.
We will look to reduce any financial burdens that your beneficiaries could be at risk to by implementing effective strategies to ensure as much of your wealth is passed on to your loved ones instead of the government. Trusts can also play an important role in ensuring peace of mind by protecting your assets and providing a family legacy in order to ensure that your wealth stays with you and can be passed down throughout the generations.
If you are looking to fund long term care or considering the implications that the cost of care could have on your estate, we will act in a considerate and sensitive manner to provide advice that will help you solve the issues in the best possible way and give you peace of mind.
We will look to reduce any financial burdens that your beneficiaries could be at risk to by implementing effective strategies to ensure as much of your wealth is passed on to your loved ones instead of the government. Trusts can also play an important role in ensuring peace of mind by protecting your assets and providing a family legacy in order to ensure that your wealth stays with you and can be passed down throughout the generations.
If you are looking to fund long term care or considering the implications that the cost of care could have on your estate, we will act in a considerate and sensitive manner to provide advice that will help you solve the issues in the best possible way and give you peace of mind.
Reviews (25)
Adrian Coward
Jun 14, 2022
Alan Hutchinson
Jun 09, 2022
Ian Lawson
May 20, 2022
I have now been using Lowes for a number of years having been recommended to them. I am particularly impressed with their knowledge of Structured Products and the investment opportunities they can offer. Whilst capital invested is always at risk I have, to date, on the maturity of several policies received significant interest on the investments made even when the stock market has been in turmaoil over the past couple of years.
Aidan
May 16, 2022
Brian O'Doherty
May 16, 2022
Simon Davies
May 13, 2022
Unbelievably, we enquired about overall Wealth Management services and were invited into their offices only to be subjected to a sales pitch about VCT's! We are now victims of getting our mailbox regularly stuffed with Lowes's junk mail despite having never had any further contact from anyone. The high rated reviews certainly don't match up with our own experience.
Ian Willson
Sep 16, 2021
Pete F.
Sep 08, 2021
Robert Avery
Sep 06, 2021
Gordon Berry
Dec 18, 2020
I have been using Lowes Financial Management since approximately 1995. I like the very personal service which they provide and have found them to be responsive and careful to understand my attitude to risk and have advised me accordingly. I have particularly benefitted from their advice and expertise regarding structured products and have invested in many that they have recommended - which have produced returns with which I have been very satisfied. I would have no hesitation in recommending Lowes for very caring and competent financial advice.
Ron Fallows
Nov 16, 2020
I've been impressed with Lowes since attending an investment seminar some three or four years ago. The presentation from Ian Lowes was first class and prompted me to invest in structured products for the first time and to meet Daniel, one of their advisors. Although I'm familiar with investments and inheritance tax from my former employment my wife isn't and she will need someone to turn to when I'm no longer around.
Someone she can trust. I am happy for Lowes to satisfy this need. Incidentally the structured products recommended by Lowes have proved to be a good investment, so long as one understands and is prepared to accept the risks involved.
Someone she can trust. I am happy for Lowes to satisfy this need. Incidentally the structured products recommended by Lowes have proved to be a good investment, so long as one understands and is prepared to accept the risks involved.
Angela Catalanotto
Jul 07, 2020
Gerry Houston
Jun 30, 2020
Brian Sterne
Apr 02, 2020
I have used the services of Lowes for many years and have always found them to be friendly, helpful, knowledgeable and extremely ethical. I really feel that they have my interests at heart and my investments with them have more than doubled in value, even allowing for me drawing a reasonable monthly income. Using Lowes also saves me so much time and effort in completing the annual tax return! I trust them to do a good job of protecting my nest egg during the current financial crisis and to help it grow when the recovery takes place.
Ray Clayton
Mar 11, 2020
We have been treated with courtesy and put at ease in what is, perhaps, an unfamiliar environment. Advice and information have been provided and options fully explained before we have made financial decisions. When we have sought spur-of-the-moment advice by telephone this has always been provided pleasantly and informatively. The quality of the advice and experience provided has been evidenced by the results obtained. A professional, friendly and effective organization to have to keep you safe.
Steve Graham
Dec 27, 2019
We have been with Lowe's for the last 2 years following a seminar that was held locally. The advice given by our advisor, John Walton, has always been excellent on a range of financial issues. There is no pressure to take any particular products and Lowe's fully independent status gives us confidence their advice is best suited to our needs. John's secretary, Karen is also very efficient and provides quick responses when required. We would not hesitate to recommend Lowe's Financial Management to others.
David Caush
Dec 19, 2019
Lowes Financial Management were recommended to us by a friend, so when some funds became available for investment, we did not hesitate in choosing Lowes to handle that investment. They are a very friendly company to deal with and choose the investments that suits your requirements. Andrew Gardiner was our financial advisor and he has given us excellent advice, walking us through every detail very carefully. We have suggested Lowes Financial Management to our family and would not hesitate to recommend them to anyone who was looking for financial advice.
David Hector
Dec 04, 2019
5 Stars for me, always excellent service from there HQ and my Advisor Daniel Waugh is always very helpful and informative. I have been with Lowes now for over 20 years. I met my first financial consultant at one of Lowes local seminars, and although I did not have a great amount of money to manage my Lowes consultant reassured me and encouraged me to accept Lowes Financial Planning.
My first consultant has since retired and I now have a new consultant, who is equally as enthusiastic and supportive of my financial wishes. The advice I have been given has enabled my wealth to grow safely and securely. Also, the backroom staff at Lowes are always very helpful.
My first consultant has since retired and I now have a new consultant, who is equally as enthusiastic and supportive of my financial wishes. The advice I have been given has enabled my wealth to grow safely and securely. Also, the backroom staff at Lowes are always very helpful.
Laurence Mckelvie
I have been a client of Lowes for many years and during all that time, my Consultant has been Andrew Gardiner. I have always received excellent service and very satisfactory investment performance. As a retired Financial Adviser myself, I can see things from both sides and I consider Andrew to be extremely knowledgeable and professional in every way. I have no hesitation whatever, therefore, in strongly recommending Lowes in general and Andrew in particular to anyone.
Anthea Duckett
My financial affairs have been look after by Peter at Lowes for over 20 years but prior to that Peter looked after my parents. He now looks after me my children and grand children.
Peter with Lowes expertise behind him has always been attentive with my financial affairs and at times has repaired my computer and picked my apples and taken home my green bean chutney!
Joking aside I cannot praise Lowes Financial Management enough and would be happy to recommend them to any one needed independent financial advice.
Peter with Lowes expertise behind him has always been attentive with my financial affairs and at times has repaired my computer and picked my apples and taken home my green bean chutney!
Joking aside I cannot praise Lowes Financial Management enough and would be happy to recommend them to any one needed independent financial advice.
Peter Hughes
My wife and I have been dealing with Lowes now for a number of years. From reception to back of office to our designated consultant, we have always found their staff to be professional, reliable, well informed, courteous, and very friendly. We would have no hesitation in recommending Lowes to any potential investor.
David Jones
Adriana L.
John Pritchard
Eleanor Bruce