KEYTE Chartered Financial Planners are passionate about raising standards in the financial services industry, and aim to provide clients with incredible value by delivering excellent service at very competitive cost. Excellent award winning service is delivered by our graduate team of Dip PFS qualified individuals personally trained by Robin Keyte. We are pioneers in client focused fee based advice and have worked with fee based time costs for over 20 years.
Served areas
- Taunton, Weston-super-Mare, Bristol, Exeter
Services
Financial Advice
Report
Tell us what it is that you want to do, then sit back and relax, whilst we.
Work out how to do it and what is required
Optimise your existing arrangements, or if appropriate, set up new ones
Monitor progress with our ongoing service
Review matters with you and note any new goals.
We always look for ways to give you more through efficiency savings like reducing tax or charges
Our advice is completely independent
We recommend products protected by the Financial Services Compensation Scheme
Our solutions do not always include financial products (e. g. paying off a mortgage instead of investing an inheritance, paying voluntary NICs for extra state pension etc)
Work out how to do it and what is required
Optimise your existing arrangements, or if appropriate, set up new ones
Monitor progress with our ongoing service
Review matters with you and note any new goals.
We always look for ways to give you more through efficiency savings like reducing tax or charges
Our advice is completely independent
We recommend products protected by the Financial Services Compensation Scheme
Our solutions do not always include financial products (e. g. paying off a mortgage instead of investing an inheritance, paying voluntary NICs for extra state pension etc)
Financial Planning
Report
Tell us how much money you need (in today’s terms) , and when, and we will:
Build a cash flow forecast using the information you have given us
Work out how to meet your needs and what is required
Suggest any changes needed to optimise your arrangements
Identify future “banana skins” and consider how to mitigate them
Monitor progress with our ongoing service.
Our award winning financial planning service will help you answer questions like:
Will I have enough?
How much help can I afford to give to my children?
How might I be affected by different circumstances (living longer, declining markets, rising inflation etc) ?
What is the present liability to inheritance tax?
This will help to identify how much you need to save at an assumed rate of return and inform us what arrangements you should put in place now and for the future.
Build a cash flow forecast using the information you have given us
Work out how to meet your needs and what is required
Suggest any changes needed to optimise your arrangements
Identify future “banana skins” and consider how to mitigate them
Monitor progress with our ongoing service.
Our award winning financial planning service will help you answer questions like:
Will I have enough?
How much help can I afford to give to my children?
How might I be affected by different circumstances (living longer, declining markets, rising inflation etc) ?
What is the present liability to inheritance tax?
This will help to identify how much you need to save at an assumed rate of return and inform us what arrangements you should put in place now and for the future.
Retirement Planning
Report
Pre Retirement, put yourself in the picture, ask us to:
Work out the amount of sustainable income you might receive in retirement from your pensions and investments, and what you need to do if you want to improve the position
Identify the changes needed once your earned income stops, as your capacity to accept an investment loss alters
Confirm how your pension fund death benefit will be organised, and suggest any changes if required.
At Retirement, look for the best deals available, ask us to:
Identify entitlements to safeguarded benefits like guaranteed annuity rates, tax free cash higher than 25% or guaranteed pensions with inflationary increases, and any issues with the Lifetime Allowance
Compare the options of annuity purchase and flexi access drawdown and arrange the appropriate transactions and income stream
Monitor progress thereafter with our ongoing service.
Work out the amount of sustainable income you might receive in retirement from your pensions and investments, and what you need to do if you want to improve the position
Identify the changes needed once your earned income stops, as your capacity to accept an investment loss alters
Confirm how your pension fund death benefit will be organised, and suggest any changes if required.
At Retirement, look for the best deals available, ask us to:
Identify entitlements to safeguarded benefits like guaranteed annuity rates, tax free cash higher than 25% or guaranteed pensions with inflationary increases, and any issues with the Lifetime Allowance
Compare the options of annuity purchase and flexi access drawdown and arrange the appropriate transactions and income stream
Monitor progress thereafter with our ongoing service.
Reviews (1)
P. M.
Sending my best wishes to you and your team at such a difficult time (coronavirus - unprecedented?). Yesterday was the anniversary of my husband's death. It is always a time of sadness and reflection but I want to express how helpful you were at that time and how you helped to secure my finances. I am very grateful that we came to you.