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Retirement Solutions Limited Retirement Solutions are a firm of Independent Financial Advisers working with individuals and business owners to build, manage and protect their wealth. Our highly specialised advisers have a wealth of pensions and equity release experience, so whether you are looking for pension release or advice on equity release schemes, we have the knowledge, skill and experience to help.

Our clients come from a variety of backgrounds and have different financial objectives, but all share the common goals of wanting impartiality, professionalism and value for money.
Served areas
  • Manchester, Liverpool, Lancashire, Cheshire, Yorkshire
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Pension
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Our pension experts will explain all your options clearly and help you achieve the highest retirement income possible. We compare annuity rates from all the leading companies in the market.
We are independent advisers who provide you with a written recommendation and if equity release isn't right for you, we will tell you. We'll help you through the application process, instruct an independent valuer to value your property to get you an offer. An independent legal adviser will act on your behalf and complete the necessary legal working to help you receive your funds.
We've been looking after customers since 2008. We have access to the whole of the market meaning that we can recommend plans and solutions based on your circumstances. The Equity Release Council promotes high standards of conduct and practice among equity release providers.
A drawdown lifetime mortgage provides tax-free money from your home in installments rather than in a single lump sum. Due to the variety and types of drawdown lifetime mortgages, the size of drawdown could differ by lender. An independent adviser will be able to tell you more. A home reversion plan is an equity release plan where you sell all or a percentage of your property at less than its market value in return for a tax-free lump sum, a regular income, or both.We are so pleased and relieved that we found Retirement Solutions.
Unlocking some of the equity in your home and turning it into tax-free cash could be an ideal way to help fund your future plans. Mrs Onyett, was looking to repay her interest-only mortgage, she told us I needed a solution to repay my existing interest-only mortgage which was coming to the end of its term and my existing mortgage lender was not willing to extend the term. I absolutely did not want to move from my home of over 40 years so wanted to explore a long term solution and ER seemed to fit the bill.
With more than 700 Equity Release products available, it's important to seek independent advice to find out the relevant options for your personal circumstances. There are a number of eligibility requirements to be able to access equity release. Some of these will vary from lender to lender, but broadly speaking, here are the most common requirements to access equity release.
Reviews (9)
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Trevor Perry
May 12, 2020
I have been a client for well over 2 years and Retirement Solutions have given good advice. Andrea is first class and always gives 100%. My pension is in good hands. I sleep well and do not feel the need to worry about my investments as all this is looked after. Highly recommend.
Alan Tucker
Apr 01, 2020
Everything from start to completion we thought it has been handled very professionally and we are all that have been involved we just want to say thank you for all your help.
Trevor Perry
Feb 05, 2020
I have been a client for well over 2 years and Retirement Solutions have given good advice. Andrea is first class and always gives 100%. My pension is in good hands. I sleep well and do not feel the need to worry about my investments as all this is looked after. Highly recommend.
Pete Brennan
Nov 01, 2019
Dealt recently with this company regarding a financial issue, the service and advice given was of a very high standard, Giuliano was professional, friendly and helpful, nothing was too much trouble to him, I would not hesitate in recommending this company.
Les Eccles
May 14, 2018
Superb company to deal with I've used them twice and both times I've found them friendly & helpful Keeping me informed of the progress on a very regular basis I would recommend Retirement Solutions to anybody who needs help unlocking their pension pot
Ian James
Service I received was excellent. The assistance provided by Chris Jump was especially helpful to me in progressing my retirement planning with confidence.
Robin Bland
From start to finish with our equity release, Steve, (our advisor) explained everything fully and kept us well informed with the progress. Super quick from start to finish. 5 star service.
Peter Barnes
I would highly recommend Retirement Solutions to my friends that may be looking at releasing monies from their homes. We found the company very professional.
Les Eccles
Superb company to deal with I've used them twice and both times I've found them friendly & helpful Keeping me informed of the progress on a very regular basis I would recommend Retirement Solutions to anybody who needs help unlocking their pension pot