Apex CB Financial Planning

Chris & the Apex CB team have provided help & financial advice to myself For many years. Always polite & courteous & nothing is too much for them. Their services have never been more appreciated than as of now. So if you are in need of financial planning & advice make that phone call to them, yo won't regret it. Highly recommended. 4

We have been with this Company for a number of years and have received very good service and sound financial advice and guidance. We would have no hesitation in recommending Apex CB Financial Planning Ltd.

I have just had my yearly review with Apex CB Financial Planning. I would highly recommend anyone looking for Financial Planning to give Apex a call. I have been with them a few years. They offer a very professional service and they go out of their way to explain things in a very helpful way, making your options very clear. Apex also have some great tools which help to visually explain the markets trends and providing the forecasting that you are after. Thank you again to the Apex team.

The whole pension process was explained in a way that I could understand giving me a clear understanding of what the process was to enable me to access my pension and what the long term plan would be. I feel that I have now a good understanding of what to expect from how things will work and know that should I have any questions at anytime regarding my pension that I would have no hesitation in asking for more help or guidance. I would definitely recommend Chris at Apex CB Financial Planning if you need help with your financial affairs. Thank you for all your help.

Always a courteous, friendly and very professional service with clear and simple to understand advice.

We engaged Apex to help up with our mortgage search. Simone was our contact and made the process a smooth and upbeat experience. The application was completed quickly with no issues. Simone went above and beyond to ensure that we understood the process and had all the right information when making our mortgage decision. I highly recommend Apex - these are the chaps to use!

Had a free consultation with Chris Ryan today. He came across as very professional and answered all our questions, and seemed to give good advice without being pushy. We think we will act on his advice.

From the outset we have considered Chris and his team to be trustworthy and that they always have the interests of the client at heart. After reviewing our attitude to risk Chris suggested a variety of investment options tailored to our personal circumstances. We have an annual review to discuss our needs and any change of circumstance.

My experience of Apex CB was very pleasant, friendly and professional. Chris Ryan was well informed on my financial status and offered sound advice on future pension planning, retirement and investment. I would definitely recommend them.

Chris took all our financial information and did a thorough review. He then sat down with us and discussed what we wanted for our future. He worked his magic and came up with various options to manage our finances to give us the financial freedom to fulfill our plans. An indepth review looking at all our possible options, well worth the time, effort, and cost. I would recommend Apex CB unreservedly.

As potential new clients who approached Apex on the basis of a recommendation from trusted friends, we have not been disappointed! We nevertheless tested Chris's advice, through consultation with a family member who is 'in the business', and found that he was prepared to address our resulting questions in a very respectful and comprehensive way. This has led to us becoming signed up clients of Apex and feeling that we have received financial planning guidance that is very much in tune with our instincts and wishes and which has set us on a path that is carefully tailored to our needs.

Overall our experience so far has been characterised by a very courteous reception, high professional standards and a mutual respect that all combine to create optimism for our financial future.

Chris Ryan came into our school twice to deliver inspiring and interesting workshops to our Year 7 and 8 children. The material was excellent, engaging and well-matched to our children's abilities. Every child left having gained knowledge and insight into the risk sector, best of all, whilst playing games. Thank you so much, Chris, we look forward to seeing you next year!

Short version; Chris Ryan and his team have always listened to my requirements and discussed their proposed investment strategy to provided excellent returns. They are a friendly team that take the time to discuss your aspirations and interests so as to allay any concerns you may have. I first sought an advisor in 2003, after a personal recommendation from a colleague pointed me to CB Financial Services, later taken over by Chris to become APEX CB.

I had heard horror stories about managed funds having excessive fees and hidden charges so from the outset I expected, and have always received, complete transparency about all related charges. You get out what you put in. I'm talking about your discussions with Chris where you detail your risk profile, explain your short and long term goals, ethical views, green concerns etc.

It's only when Chris is satisfied that he understands your requirements that he will propose an investment strategy and explain his choices to manage your expectations. My personal circumstances have changed over these past 17 years and so has my outlook on risk, hence I have seen my portfolio of ISA and pension reinvested in many different managed funds.

I can say that "DON'T PANIC" is a key phrase to remember when watching your fund take a dive through the 2008 stock market crash and the current 2020 COVID 19 crisis. My portfolio has always performed far better than average and continues to grow. I am not a financial advisor, however I would advise anyone to start some sort of savings as soon as you have a bit of spare income and would strongly suggest you talk to Chris as his advice has worked well for me.

Chris has been advising me for around 15 years and I consider that during that time he's provided me with good guidance. He's helpful in suggesting options and making recommendations on ways to achieve what I want to. He's reassuring when circumstances change, and always takes care to understand my own attitude to risk. What's more, he and the team at Apex are always very pleasant to deal with.

(Преведено от Google) Крис ме съветва от около 15 години и считам, че през това време той ми даде добри насоки. Той е полезен в предлагането на опции и в даването на препоръки за начините за постигане на това, което искам. Той е успокояващ, когато обстоятелствата се променят, и винаги се грижи да разбера собственото ми отношение към риска. Нещо повече - той и екипът на Apex винаги са много приятни за работа.

My experience of Apex CB was very pleasant, friendly and professional. Chris Ryan was well informed on my financial status and offered sound advice on future pension planning, retirement and investment. I would definitely recommend them.

As potential new clients who approached Apex on the basis of a recommendation from trusted friends, we have not been disappointed! We nevertheless tested Chris's advice, through consultation with a family member who is 'in the business', and found that he was prepared to address our resulting questions in a very respectful and comprehensive way. This has led to us becoming signed up clients of Apex and feeling that we have received financial planning guidance that is very much in tune with our instincts and wishes and which has set us on a path that is carefully tailored to our needs.

Overall our experience so far has been characterised by a very courteous reception, high professional standards and a mutual respect that all combine to create optimism for our financial future.

Very Good service consitantly throughout the years, I'm really glad I chose Chris and his team.

Apex CB are a small and very professional organisation. Chris Ryan, their principal advisor, is friendly, very approachable and knowledgeable about the finance industry and all things related to my personal finance. He has carefully managed pensions and savings for me and my wife over the last 6 years and provided a flexible approach to investments matched to our levels of risk during that time. I would recommend them highly, and above other financial advisors that I have used in the past, for anybody that needs their personal finances professionally managed.

Having used APEX for over 6 years , I find they are professional and thorough, explaining everything clearly regarding my financial and pension advice and planning. The whole team is friendly and efficient and Chris is always available to discuss any issues I have between my annual reviews.

We found Apex CB Financial Planning Ltd to be discreet, understanding and totally efficient in their work. In this world it is hard to find such trustworthy and honest people to deal with sensitive personal financial details. We are delighted to have found them through personal recommendation and are more than happy to commend them to others.

Chris has consistently added value to the client relationship when I have introduced him. He has a good manner with the clients, reassuring the nervous and speaking on equal terms with the more experienced. I consider Chris to be a shining but sadly rare example of a truly independent financial adviser.

My wife and I have enjoyed the financial expertise of Chris Ryan for the last ten years. We have found Chris to be a thoroughly professional advisor who takes pride in providing the most suitable avenue to take in respect of stocks and shares. My mother-in-law has also used Apex CB Financial Planning and has utmost faith in the team.

It is always reassuring and comforting to receive comprehensive and professional advice regarding ones savings and investing plans for the future. These sentiments have been developed during my association with Apex CB Financial Planning Ltd over the past 7 years. Chris and his team always handle my needs in a friendly and personal manner.

I have been using Apex CB financial planning for a number of years now and have always been impressed with the service provided and the recommendations made. One specific example was arranging my bank base rate tracker mortgage which has been fantastic value throughout especially in the current low interest rate environment. I would highly recommend the services offered here regardless of your your reason for seeking independent financial advice.