Get Quotes Contact Us Sign In
Website
Call
Crystal Financial Solutions Ltd Our approach is to give our clients clear professional advice taking your needs and circumstances into consideration.

Our advisers work hard to get you the best products available at the most competitive prices!

Our dedicated team plays a crucial role in delivering top-notch advice and service to our clients. We are committed to helping them achieve their financial goals, whether it’s purchasing their first home, expanding their retirement portfolio, or safeguarding their families. With a wealth of knowledge and over 20 years of experience among our advisors, we are well-equipped to guide our clients every step of the way.

We are here to help so give us a call today!
Business details
  • Licensed
  • Insured
Payment methods
  • Cash, Debit cards, Credit cards, Mobile payments, Bank transfers
Follow us
Services
Life and Protection Insurance
Report
The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. With this in mind, it makes sense to periodically review your cover with the help of a professional financial adviser.
Mortgages
Report
Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs.
We use all the mortgage lenders in the market to get you the best deals
Pension Planning
Report
It's important to plan ahead for your retirement. Here, we explain why pension planning is so important, and describe some of the options available to you.
Investments
Report
Investing money needs careful consideration and you need to be absolutely sure of the risks involved.
Reviews (20)
Write a Review
Saranika Ganesathas
Aug 12, 2024
Hamal Patel and Zayna Rashall were exceptional in securing our mortgage offer. Their friendliness and professionalism made us feel at ease throughout the entire process. Hamal was particularly responsive and helpful, promptly addressing all our questions. He put in great effort to secure a high offer for us. I wholeheartedly recommend Crystal Financial Solutions because of their outstanding service, and I will definitely turn to them again if the need arises in the future.
Puneet Kansal
May 16, 2024
Vijay was exceptionally helpful throughout the entire process, securing our mortgage in just a few weeks. He answered all our questions and we’re absolutely thrilled with the outcome. When we requested a last-minute change to the terms of our accepted offer, he managed to make it happen within a day! Vijay went above and beyond to find us a great deal, making the whole process incredibly smooth. A huge thanks to him and his team!
S. D.
Mar 08, 2024
Jinit Shah, Sarah, and the entire team consistently demonstrate deep knowledge and professionalism. I’ve relied on their exceptional service for many years. They manage all my family’s life and health insurance policies and have also provided valuable financial advice. They offer a range of other services as well, and I always enthusiastically recommend them to my family and friends. Thank you for your unwavering commitment and outstanding support.
Kushal Barai
May 09, 2022
Impartial, sensible advice and a real holistic approach to your personal finances from Sarah, Jinit, and the whole Crystal Finance team. A very happy customer
Bianca Tripsa
Oct 19, 2021
Ritesh Malkan really went above and beyond to explain everything to me, chase anything that needed chasing and was extremely helpful and friendly. So much that I chose him against the mortgage broker that the developer offered me for free. I really missed his type of helpful attitude and patience when I had to deal with my solicitors. Highly recommended!
Amit Guha
Oct 18, 2021
Ritesh Malkan at CFS helped me with a remortgage. I was very impressed with his level of professionalism, knowledge of the process and the market, and his attention to detail. Ritesh and CFS got me an interest rate that was exceptionally good and made the whole process very smooth and hassle-free. Very highly recommended.
Moxa Patel
Oct 17, 2021
I had my mortgage with Nationwide bank and Ritesh Malkan has helped me with the entire process. my mortgage took bit longer time to approve and had few issues too with clarifications of the job related. and Ritesh helped me a lot through out the process by keep pushing bank and keep me updated with the latest information. and when I was away during this house buying then he was still trying to keep me updated via email and was in touch. I would surly recommend Ritesh Malkan for getting mortgage and I would surly go again in future for my re-mortgage.
Roshan Valentine
Feb 15, 2021
Banking as is it should be! My experience with Crystal Financial and in particular Ritesh was absolutely brilliant and very, very professional. Every call was answered or returned within a timely manner, every question answered and every deadline was met. Ritesh was amazing with his communication and managing expectations. He was genuine and always made me feel that my interests and goals where his top priority and I cannot fault his professionalism nor can is speak highly enough about it, I was very impressed, especially as I used work in the industry for 10 years prior in the city.

Most of my financial needs was done via phone and email, due to the pandemic but on the occasion I visited the office, it was a comfortable and welcoming experience. It felt like 'old school' banking, where the customer was at the heart of the business. The entire team made the effort to provide a very personal touch, not a sales pitch for turnstiles of customers like the major banks are doing nowadays.

It was a like a 1st class lounge experience. I will be using their services, skills and wealth of knowledge again. I would recommend Ritesh and the whole Crystal Financial Team.
Jaz Rosey
Apr 19, 2019
We were both very new to the world of finance, and had very limited understanding of mortgages. Ash has been fantastic, taking time to explain the whole process and all the products available in detail, and we were so impressed, we have also used his services for our mum. We would definitely recommend paying him a visit.
Jaz Rosey
Apr 06, 2019
We were both very new to the world of finance, and had very limited understanding of mortgages. Ash has been fantastic, taking time to explain the whole process and all the products available in detail, and we were so impressed, we have also used his services for our mum. We would definitely recommend paying him a visit.
Hiren Patel
Dec 14, 2018
Mr. Ash of Crystal has been our mortgage advisor since last five years and he got me best deal in my first mortgage and now after my five year fix term, he got me another amazing deal. He also got me excellent deal on my buy-to-let property. He has an excellent ability to understand the needs of client and offers financial product which can benefit the most to client. Very professional, always keeps you update with process, honest, accessible and efficient in getting best product for you. Highly recommend.
Jyotinder Anand
Jun 05, 2018
It's great doing business with Ash. He got me a mortgage five years ago and again this time, he got me an great buy-to-let mortgage deal. I have always been impressed with his professionalism, in particular in getting back to me quickly with all the answers I need. He's always there when you need him, even contacting me late at night. I would thoroughly recommend Ash to anyone, as I know he will do his utmost in ensuring that the client's requirements are met as far as possible. Thanks Ash. Hope to do business with you again sometime in the future.
Elena Doldor
Apr 29, 2018
I was truly impressed with the service provided by Ash. As someone who initially dreaded the thought of having to go through a mortgage process, I found Ash extremely knowledgeable, personable and reassuring. His ability to tailor the service provided to one's circumstances is outstanding. He really takes the time to understand your needs as a client and goes above and beyond what is normally expected to meet them. Ash was extremely fast, thorough and his 'can do' attitude made the entire process less stressful than expected.

He laid out the process clearly from the beginning and we debriefed at every step as often as necessary. He was always prompt in updating us and getting things done, we never felt we had to chase up. I have rarely seen such outstanding service and I feel fortunate to have worked with Ash in such a significant life decision. Highly recommended!
Jaskirat Baweja
Apr 08, 2014
Ash Shah is a through professional and a mortgage broker who knows the field very well. I am impressed with the service provided as Ash explained the details very well. He is so prompt and the experience has been very smooth because of this. Communication is very prompt and email updates from Ash made the entire mortgage process much easier. We felt that we were being looked after really well rather than just being another application in the process.

What impressed me a lot is that Ash cared a lot for me as a Customer and went the extra mile to get me the lowest rate possible. I have recommended Ash to a number of friends and they are as impressed as I am. I will highly recommend Ash's work for Mortgage applications.
Elena Doldor
I was truly impressed with the service provided by Ash. As someone who initially dreaded the thought of having to go through a mortgage process, I found Ash extremely knowledgeable, personable and reassuring. His ability to tailor the service provided to one’s circumstances is outstanding. He really takes the time to understand your needs as a client and goes above and beyond what is normally expected to meet them.

Ash was extremely fast, thorough and his ‘can do’ attitude made the entire process less stressful than expected.

He laid out the process clearly from the beginning and we debriefed at every step as often as necessary. He was always prompt in updating us and getting things done, we never felt we had to chase up. I have rarely seen such outstanding service and I feel fortunate to have worked with Ash in such a significant life decision. Highly recommended!!
Nilesh Kabaria
Fantastic, seamless experience dealing with Crystal FS. Anyone wanting to remortgage or have a slightly complex case like I did is no sweat. I would highly recommend Ash and his team. The process was effortless and well managed from start to finish. Totally informed from start to finish and they always had my interests at heart. Faultless and Flawless - would recommend all day long!
Dipa Chandegra
Smooth operative, advance preparation, quick efficient, plenty of experience and advice. Ash was brilliant. Would recommend anyone to use him. Im extra happy today. Thanks Crystal Finance and a special thanks to Ash. See you soon.
Poonam Shah
Very helpful, patient, proactive and understanding. As first time buyers it was important to us that we understood everything and Ash made that happen. He listened carefully to our mortgage needs and worked tirelessly to obtain the best deal for us. Highly recommended and will definitely use CFS again without a doubt.
Karen Staples
The service provided by Ash at Crystal Finance was professional and efficient. He was patient and supportive and made a stressful time, much less so, with his knowledge and positive attitude. It was a good outcome for us, securing our dream home in Wales. Thank-you.
Elliot Sharrad-Jones
Ash Shah provided a very thorough service, was competitively priced and always responded quickly. My mortgage application was complicated but Ash put in a lot of hard work to secure me a competitive rate. I would highly recommend this company and will definitely use them again.