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Cobra Payday Loans Cobra Payday Loans is a trading name of Ready Money Capital Limited. We are one of the UK’s leading short term financial solutions providers, helping customers find the loan they need.

We are a customer focused company, our aim is to provide a service that is as easy to use and convenient as possible. This includes ensuring that customers are informed about our service in as clear a way possible. All while making sure we strictly adhere to all lending laws and compliance practices set out by the FCA and the ICO.

One of our core principles is to always strive to treat customers fairly and part of that is to never charge our customers a fee. Our service is completely free to use with no hidden fees and has no obligation to take out a loan.

We firmly believe that we take the hassle out of applying for finance. Testament to that is the fact that we have helped many thousands of people already throughout the UK to secure a loan.
Services
Cobra Payday Loans provides help for your short term financial needs. By using our service, it is possible to secure your online loan in just a matter of minutes, safe in the knowledge that our loan processing system is not only quick and efficient but also that your application will be seen by more direct lenders to improve your chance of success.
Cobra Payday Loans is a trading name of Ready Money Capital Limited. We are one of the UK's leading short term financial solutions providers, helping customers find the loan they need. We are a customer-focused company, and we aim to provide a service that is as easy to use and convenient as possible.
It is essential you enter accurate information here not to jeopardise your chances of receiving a loan offer. This is where the magic happens. Once you have submitted your application, we forward it to be considered by our panel of 20+ lenders. Don't worry. All these lenders are FCA authorised, and at this stage, no footprint is left on your credit record.
If you have questions about the service we provide at Cobra Payday Loans then this is the page for you. Other requirements are that you receive some form of regular income, have a bank account with a debit card. You must also have a valid mobile number and email address to receive all the loan documentation.
At Cobra Payday Loans we strive to provide the best service possible for our customers. We welcome all constructive criticism, in fact we thrive on it to improve every factor of our business. If your query is a complaint about our service or website then please note our complaints handling procedures.
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Reviews (18)
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Josie Cooper
Feb 13, 2021
Got my loan amount credited instantly and they took care of the whole paperwork and my doubts. I was amazed by their polite customer service.
Eddie Mccormick
Jan 16, 2021
I wish I had known about Cobra Payday Loans sooner. This service is absolutely the BEST. So quickly I got the money delivered to my bank account. 5 stars!!!
Natasha Owens
Jan 14, 2021
They provide an excellent service for borrowers looking for a quick and easy short-term loan from a company they can trust. On the other hand, the customer support team is even 24/7 ready to help me with all my queries.
Bryan Turner
Dec 14, 2020
Because of Cobra PayDay’s team, I could finally gift a car to my father. Glad to see that the interest rates are quite affordable in comparison to other loan service providers. Super satisfied.
Georgia Walker
Dec 11, 2020
Quick process. The loan amount was transferred to my account after a quick approval mail. I am not supposed to even think of going to banks, doing lengthy formalities, and all when I can apply online through the website of Cobra Payday Loans.
Kelly
Dec 08, 2020
Team has helped me every step of the way. It’s fast, easy, no hoops to jump through and they actually care about their customers. Yesterday in the morning, I applied for a loan as instructed by the team, and within a very short time it got approved & the money was right in my account. A complete hassle-free experience.
Jennifer Nobles
Nov 11, 2020
Really helped me when my car suddenly broke down. What was worse, I was short on cash and needed funding for repairs immediately. Thanks to Cobra Payday Loans that came to the rescue by providing quick cash! I got funded the required amount in a hassle-free manner and got my car fixed in a day! This payday loan service is fast, reliable, and gets processed quickly. I highly recommend their service to all for getting instant loans.
Grady Vidal
Nov 01, 2020
I am grateful for the transparent services I got over here. Terms, conditions, and rates were clearly stated in the loan agreement. I had no difficulty in understanding them. I must say, Cobra Payday Loans is a legitimate lender online.
Nick Cartel
Oct 08, 2020
Not going anywhere else from now onwards. I mean, why I should stand in queue and feel stressed to get my loan approved through banks. Cobra Payday is the best. The process was simple too!
Joseph Wilkins
Sep 09, 2020
Fast and friendly customer service. Online proceeding makes it easier for just picking up the loan. Definitely, a great place to get an instant loan without any upfront fees. I am glad that I found Cobra Payday loans and will be recommending it to anyone in need of a quick loan.
Phoebe Hunter
Sep 01, 2020
I was new to all these things, but the team at this company helped me to understand the entire loan application process. Everything went well, and they credited money within a day. Very helpful!
Victoria Davies
Aug 18, 2020
Great service! Hopefully, I will not need credit soon but nice to know that they are 24/7 available for me if I need cash.
Alfie Kennedy
Aug 17, 2020
Getting an emergency cash from Cobra Payday Loan was very convenient. I like the 24/7 online accessibility which allowed me to apply for a loan from home. Really very pleased with the service I got.
Florence Gray
Aug 14, 2020
It was easy, fast, and secure to get quick cash from Cobra Payday. The best part, there was no documentation or paperwork involved. 5 stars.
Natalie Morgan
Aug 13, 2020
Their team is fabulous! Half of the formalities they completed on my behalf as I didn't have much knowledge. Glad....none of them complained about it. My loan is approved now! I will keep your contact to use in the future whenever needed. Thanks!
Dominic Butler
Aug 12, 2020
I applied for a short term car loan in Cobra Payday and I was surprised to get such a quick response for approval of my loan from them. Excellent services.
Zach Davis
Aug 11, 2020
I appreciate your quick and safe payday loan service. It's quite easy to apply for a loan and there are no chances of any kind of fraud.
Stewart Grant
Aug 06, 2020
Amazing people to deal with. They’re always quick to respond and really nice people. I contacted them to get a loan as I had trouble applying through a bank! But Cobra Payday Loans made every effort to assist me and provided me with the loan within a very short time. Lovely people who really care about their customers. I really appreciate it.