MORTGAGE BROKERS IN CUMBRIA AND SOUTH WEST SCOTLANDIndependent Mortgage & Protection Advice
Richard Jennings Mortgage Services is a trusted and respected mortgage & protection advice firm based in Carlisle but with the ability and expertise to help clients all over the United Kingdom.
We have over 20 years of experience within our team and provide the highest quality advice to help you meet your property and home ownership aspirations.
We will ensure you are given the right advice in all aspects of your Financial Life.
Richard Jennings Mortgage Services understands that reviewing your financial circumstances is vitally important, that's why we have a wider team of expert advisers who we will refer you to; Pensions, Investments, Tax Planning, Wills, Trusts, Estate Agency and conveyancing services.
Served areas
- Carlisle, Dumfries, Annan, Lockerbie, Gretna, Moffat, Kirkcudbright, Workington, Penrith
Business details
- Licensed
- Insured
Highlights and features
- Winner of multiple awards such as
- Mortgage Brokerage of the Year 2023, Client Service Excellence Award 2023 and the regional Mortgage Brokerage of the Year 2023 - Cumbria & South West Scotland.
Associations and certifications
- Ce-MAP
Payment methods
- Bank transfers
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Services
Regardless of where you currently stand in your mortgage journey, we are eager to represent you and discover the optimal solution for your needs. Boasting over two decades of experience in the mortgage and protection industry, we can guide you through what may seem like a daunting process, allowing you to redirect your energy and enthusiasm towards the things that genuinely matter to you.
People
Richard Jennings - CeMAP
Founder and Managing Director
After leaving college, and leaving behind any thought of a football career, I looked around for a role I felt would best suit my skill set and give me opportunities. I have worked in the financial services sector for over 20 years, both corporately at management level and now the proud owner of my own independent mortgage broker.
The client journey is paramount to my company ethos. This combined with my commitment to clear communication and advice based on client first brings together everything my company stands for.
As a proud family man I understand exactly how important every home is , and making housing dreams a reality is core to my brand
The client journey is paramount to my company ethos. This combined with my commitment to clear communication and advice based on client first brings together everything my company stands for.
As a proud family man I understand exactly how important every home is , and making housing dreams a reality is core to my brand
Holly Carpenter
Client Account Manager
Holly joined the business in 2022. As our client account manager she will provide support to clients. Liaising with lenders and insurers she will ensure your journey to receiving your mortgage offer happens as seamlessly as possible.
She brings with her a wealth of experience in administrative roles and relationship management which will help ensure that all client mortgage journeys progress smoothly.
She brings with her a wealth of experience in administrative roles and relationship management which will help ensure that all client mortgage journeys progress smoothly.
Reviews (10)
Alison Martin
Nov 16, 2023
Chris Sullivan
May 01, 2023
I would 100% recommend the services of Richard. As a first time buyer the process seemed quite daunting but Richard has guided me step-by-step through the process using his knowledge and experience. He is extremely dedicated sometimes responding out of hours to questions I had. He has helped find the best mortgage rate and package for my circumstances, a good solicitor and land surveyor. He continues to represent and support me as I move ever closer to exchange and completion. Thank you again Richard for your help and support.
Vicky
Apr 24, 2023
We can’t recommend Richard enough! He has worked so hard to find us a great mortage on our dream home when we didn’t think it was possible. He’s been there to answer all my silly questions, which he kindly reassured me weren’t silly. He talked us through it all step by step so we knew exactly what was going on and what we needed to do. He even took my calls whilst he was away on holiday. He has made this whole process stress free for us. It is very clear to see that not only is Richard great at his job, he loves his job and that makes a massive difference to the level of care you get. I would recommend him in a heartbeat and I look forward to him doing our mortgage renewal in a few years time. Thank you again for all your help!
Anthony Starkey
Apr 20, 2023
Daniel Wilde
Oct 26, 2022
Richard provided a friendly, personal and professional service from start to finish. In addition to finding a suitable mortgage that we're happy with, he was on hand with guidance, advice and support through the whole process; as first time buyers this was a huge help to us and made all the difference. We would have no hesitation in recommending Richard.
Melissa McKinnell
Nov 14, 2021
Joanne McInnes
Sep 15, 2021
We would thoroughly recommend Richard for anyone needing a mortgage. We were able to get a much better deal through Richard than those offered on the Internet. He certainly knows his stuff and was able to answer all our questions. We had several with this being my first time getting a mortgage in Scotland. He made the whole process so simple and no query was too much trouble for him. Definitely always on hand to help.
Lorna Waters
Feb 17, 2021
Me and my Husband would fully recommend Richard for any mortgage advice. We were given his first inital appointment through Scotland Mortgage Advice Bureau due to relocation from England to Scotland. And Richard has made the whole journey exceptional.
We are not first time buyers but with obvious differences in Scotland Richard has been there every step of the way going above and beyond to assist in our new mortgage.
We fully recommend Richard and his services and will definately be using him again. Thank you so much Richard looking forward to our completion day
We are not first time buyers but with obvious differences in Scotland Richard has been there every step of the way going above and beyond to assist in our new mortgage.
We fully recommend Richard and his services and will definately be using him again. Thank you so much Richard looking forward to our completion day
Stuart Macpherson
Dec 15, 2020
Richard has been absolutely brilliant throughout our process. How refreshing it is to talk to someone that understands how self employed people work. He is knowledgable, friendly and super helpful, going that extra bit to see us over the line to secure our mortgage. Top marks Richard! We are delighted.
Karla West
Dec 09, 2020