Everyone knows that a baby can be really expensive. Your first baby is likely to be more expensive as you will have to buy lots of new things, such as cot, bedding, moses basket, stair gate, playpen, toys, car seat, highchair, clothing, pram, pushchair and possibly bottles, sterilizer, washable nappies etc. A lot of these things would be able to be used for a second baby so the cost may not be as high. However, there will still be costs with a second baby such as food and drinks. Childcare is more expensive once you have a second child and you may need to buy a double pushchair if their ages are similar and perhaps a second cot and a car seat.
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A cashback credit card can seem like a really good idea. Each time that you make a purchase, you will be able to get a percentage of that back, credited to your card the following month for you to spend. This sound great, the company paying you to use the card and it can be, but there are a few things to be aware of.
If you are looking for a loan then you may just look at the bank that you currently bank with. There are plenty of reasons why this might be a good idea, but there may also be some good reasons for looking elsewhere as well. It is likely that you will trust your current bank or else you would not still bank with them.
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